E&S Brokerage - Excess Solutions

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We Solve Excess Brokerage Challenges

Our E&S experts specialize in structuring coverage for the most challenging risks – it’s our specialty! We focus on providing answers for your non-standard accounts across a wide-range of classes and coverages. We don’t do standard market solutions; we offer thoughtful solutions combining price and coverage, positioning our wholesale partners to sell the account.

Skyward Specialty E&S Brokerage is 100% committed to wholesalers. We specialize in selecting trusted brokers that target our risk appetite. These strategic partnerships allow for successful, profitable growth every year. We look at a diverse range of hard-to-place excess risks for small to mid-sized companies across the E&S landscape.

Our Coverages

  • Manufacturers / Distributors
  • Industrial & Commercial Contractors
  • Residential Contractors (limited appetite)
  • Machinery / Equipment & Repair
  • Equipment Rental
  • New Ventures
  • LRO & Mercantile
  • Services Risks
  • Amusement & Family Entertainment Centers
  • Habitational (limited appetite)

Additional exposures outside of appetite: Invasive Medical, NY Labor Law Coverage, and Accounts that belong in a Standard Market

  • Available on a Non-Admitted basis in all 50 states
  • “A” (Excellent) from A.M. Best
  • ISO and ISO-based proprietary company forms
  • 100% committed to Wholesalers
  • Up to $5M in limits
  • Ability to sit above Occurrence & Claims Made Underlying Policies
  • Underlying carriers must have an AM Best Rating of B+ VII or better
  • Minimum required limits:
    • GL – $1/2M
    • Auto – $1M CSL
    • Employers Liability – $500/500K
    • All others – at least $1/1M
  • Most successful accounts are in the $15K-$100K premium range, with the average premium size around $30K. We will look at larger and smaller accounts.
  • Attachment point may vary based on the characteristics of the underlying exposure and/or account structure


Submission Requirements: 90-day acceptance window; Acord application;  Supplemental application, as appropriate; Copy of underlying GL and Auto quotes; Underlying EL carrier information; Minimum of 5-year loss history; Premium target and Incumbents position; Information on program structure

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Edward M. Gallaher so far