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Tailored Healthcare Solutions

In today’s dynamic environment, healthcare organizations encounter a vast array of liability exposures. Producers need a relationship with a responsive partner who has healthcare liability experience to guide them. Skyward Specialty is that partner. We have the expertise and flexibility needed to insure a wide variety of businesses within the professional healthcare liability sector; from dialysis centers to nursing schools to virtual health services and more. Our underwriters pride themselves on crafting individual coverages to meet the individual needs of each individual client business

Protecting Businesses That Protect Others

Partnering with Skyward Specialty means you’re partnering with an ally that’s highly responsive and well-versed in the healthcare market. Our underwriters have a long history of providing medical professional and general liability coverage to the allied health market so we know the intricacies that are unique to this sector. Rest assured that our experienced claims team will proactively assess and manage claims to ensure clients are properly represented and protected.

OUR COVERAGES

  • Individual Provider/Physicians
    • Medical Directors, including Administrative only and Indirect and
      Direct Patient Care
    • Physician Carve-Outs
    • E&S Providers including:
      • Physicians
      • Dentists
      • Chiropractors
      • Nurse Practitioners
      • CRNAs
      • Physician Assistants
      • Individual Allied Health Professionals
      • Medical Students
  • Allied training/nursing schools
  • Dialysis centers
  • Home Healthcare, Hospice, DME
  • Medical Laboratories
  • Imaging Centers
  • Medical Staffing
  • Behavioral Health
  • Pharmacies
  • Surgery Centers
  • Therapy
  • Telehealth Services
  • Clinics: FTCA, community health centers, occupational health,
    urgent care, specialty clinics

Prohibited classes: Adoption/Foster Care; Emergency and Non-Emergency Transport; Skilled Nursing, Assisted Living and Independent Living Facilities; Group Homes; Birthing centers/Midwives; 100% Correctional Health; Fertility Clinics; Managed Care Liability; Neuromonitoring; Organ procurement; Organ, tissue, blood and/or sperm banks; Nutraceuticals/products risks; Social Services; 100% veterinary risks; Obstetricians; Neurosurgeons; Physicians/Medical Students in Kansas, Nebraska, Pennsylvania, Wisconsin and New York; CRNAs in Kansas, Nebraska and Wisconsin; Physician Assistants and Nurse Practitioners in Kansas; All Individual Providers in New Mexico and West Virginia

  • A.M. Best rated A-IX (Excellent) carrier(s)
  • Dedicated claims professionals with expertise in healthcare professional liability
  • Team highly-experienced, specialization underwriters
  • Medical Professional Liability – Claims Made & Occurrence options
  • General Liability: Claims Made & Occurrence options
  • Incident Sensitive Trigger
  • PL, GL, EBL, HNOA, SAM are separate towers
  • Defense outside
  • Affirmative Punitive Damages
  • Administrative Coverage for Medical Directors
  • Good Samaritan
  • Severability
  • HIPAA Reimbursement
  • Legal Event Reimbursement
  • First Dollar Deductible

Also available: Blanket Additional Insured, Blanket WOS, Primary Non-Contributory, Sub-limit for Non-Medical E&O, Physicians Sharing in the Limits, & Reimbursement Coverages: Patient Loss for Property, Privacy Breach, Regulatory Billing

  • Primary minimum premiums stating at $3,500
  • Occurrence PL is available for limited classes
  • Excess coverage available up to $5M including auto & employers liability -supported & unsupported
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