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Tailored Healthcare Solutions

In today’s dynamic environment, healthcare organizations encounter a vast array of liability exposures. Producers need a relationship with a responsive partner who has healthcare liability experience to guide them. Skyward Specialty is that partner. We have the expertise and flexibility needed to insure a wide variety of businesses within the professional healthcare liability sector; from dialysis centers to nursing schools to virtual health services and more. Our underwriters pride themselves on crafting individual coverages to meet the individual needs of each individual client business

Protecting Businesses That Protect Others

Partnering with Skyward Specialty means you’re partnering with an ally that’s highly responsive and well-versed in the healthcare market. Our underwriters have a long history of providing medical professional and general liability coverage to the allied health market so we know the intricacies that are unique to this sector. Rest assured that our experienced claims team will proactively assess and manage claims to ensure clients are properly represented and protected.

OUR COVERAGES

Individual Provider/Physicians and Small Physician Groups

  • Medical Directors, including Administrative only; Indirect and Direct Patient Care
  • Physician Carve-Outs
  • E&S Providers, including:
    • Physicians
    • Dentists
    • Chiropractors
    • Nurse Practitioners
    • CRNAs
    • Physician Assistants
    • Individual Allied Health Professionals
    • Medical Students

Miscellaneous Medical Facilities

  • Allied training/nursing schools
  • Dialysis centers
  • Home Healthcare, Hospice, DME
  • Medical Laboratories
  • Imaging Centers
  • Medical Staffing
  • Behavioral Health
  • Pharmacies
  • Surgery Centers
  • Therapy
  • Telehealth Services
  • Clinics: FTCA, community health centers, occupational health,
    urgent care, specialty clinics

View our marketing sheets for comprehensive lists of target classes and prohibited classes. 

  • A.M. Best rated “A” (Excellent)
  • Dedicated claims professionals with expertise in healthcare professional liability
  • Team of highly-experienced, specialized underwriters

Lines of business:

  • Miscellaneous Medical Facilities
  • Life Sciences
  • Individual Provider/Physicians
  • Small Physician Groups
  • Standalone Sexual Misconduct & Physical Abuse
  • Excess coverage available on certain lines

Coverages:

  • General Liability: Claims Made & Occurrence options
  • Incident Sensitive Trigger
  • PL, GL, EBL, HNOA, SAM are separate towers
  • Defense outside
  • Administrative Coverage for Medical Directors
  • Good Samaritan
  • Severability
  • HIPAA Reimbursement
  • Legal Event Reimbursement
  • First Dollar Deductible
  • MiscMed only:
    • Affirmative Punitive Damages
    • Medical Professional Liability – Claims Made & Occurrence options

Also available:

  • Blanket Additional Insured
  • Blanket WOS
  • Sub-limit for Non-Medical E&O
  • Physicians Sharing in the Limits
  • Primary minimum premiums starting at $3,500
  • Available on some lines of business:
    • Primary Non-Contributory
    • Reimbursement Coverages: Patient Loss of Property, Privacy Breach, Regulatory Billing

View our marketing sheets for more details on available coverages and limits. 

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Edward M. Gallaher so far