Construction Insurance

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Dedicated to Construction

Construction drives our economy. Contracting insureds work in a business with immense opportunity, but this also exposes them to enormous risk. That’s why Skyward Specialty has dedicated itself to this vital sector, where so many other carriers take a pass. From Crane & Rigging to Renewable Energy Contractors and other specialty contractors to Heavy Mechanized Operations and beyond, our underwriters are laser-focused on crafting solutions to address the most niche need. Plus, we partner with the industry’s top construction and crane agents and wholesalers to provide targeted contracting clients access to our construction experts.

Hyper-Focused Expertise

Construction industry insurance is an extremely specialized category. Our experts have served this market for decades and know how to build coverage solutions and program structures to fit contractors’ specific needs. All of this experience goes a long way. It means better coverage for your customers and better service end-to-end, from fast quotes to smart risk control to expeditious claims handling. Our dedicated and highly experienced Underwriting, Claims, and Risk Control service teams do nothing but construction so we know your business and can provide you and your clients the ultimate in service.

Learn more from Rick Child, SVP construction and oil & gas, about our construction solutions that serve not just typical risks, but more challenging trades. Our claims and loss control service professionals deliver unmatched client-first response times and results. We have a broader appetite and offer superior solutions in strong niche sectors.

The Future of Driving Sucess

SkyDriveTM is Skyward Specialty’s award-winning, proprietary innovative loss control program that delivers integrated, real-time intelligence to improve driving performance, lower risk, and potentially save lives. All our clients have access to powerful data analytics that provide key insights into safety – giving clients greater control over managing risk. Click here to learn more about SkyDrive and how it can help you shape the future of driving success


  • Heavy Mechanized Operations
    • Excavation & Grading
    • Site Preparation
    • Steel Erection & Fabrication
  • Infrastructure
    • Pipeline (no live line)
    • Underground Utility (water, sewer, conduit, cable, telecom)
  • Specialty Contractors
    • Commercial Trade Contractors (Roofing, Pool, Concrete; Electrical; HVAC; Plumbing)
    • Water Well Drillers
    • Commercial General Contractors
    • Residential Swimming Pool Contractors
  • Crane & Rigging
    • Crane rental (with/without operator)
    • Rigging and millwright
    • Equipment dealers
    • Rental operations
    • Steel erection
    • Floor and wall tilt-up panel erection 
    • Pile drivers
    • Bridge Contractors 
    • Incidental Operations (up to 50% of total sales) associated with classes, including Specialized Hauling, Warehousing and other related classes
    • Wind farm, tower crane and “for hire” trucking – exposures are available in incidental but are exception basis only
  • Renewable Energy Contractors
    • Wind Turbines; installation and erection, including Metal Tilt-up Towers, Metal Guyed Towers, Metal Self-supporting Towers
    • Solar Panel Installation; Non-residential
  • GL: Rigger’s Liability via CCC Exclusion Endorsement OR “On-Hook” coverage; “Per Project” GL limits with a $5M Aggregate Cap
  • GL OR AUTO: Mobile Cranes covered as per state requirements or client request
  • Excess: true follow form Excess; follow form CCC available
  • Crane & Rigging: Dedicated Crane Underwriters and Crane Claims Professionals with construction-focused Risk Control Services and Crane Contract support provided through TPAs.
  • Commercial General Liability
  • Commercial Automobile
  • Excess Liability (up to $5M)
  • Workers’ Compensation
  • IM and Property – (exception basis – will support when lines MUST be written with the casualty lines to move the account): focus is Low Limit exposures up to $500K values per location or per equipment item (no coastal wind)
  • Commercial General Liability and Commercial Auto
  • Workers’ Compensation and Employers Liability (if payroll is “crane operator” driven)
  • Excess Liability capacity up to $5M
  • Property/IM: Low Limit exposures to $500K values per location or item (no coastal wind) 

Submission Requirements: ACORD applications completed for all coverages requested. Skyward Specialty Class Supplemental and Skyward Specialty Heavy Auto Supplemental (if fleet >25% Heavy & X-Heavy Weight Class) or industry similar. List of all proposed Named Insureds with detailed description of operations for each. 5 Years prior carrier Loss Runs currently valued (within 120 days of X-date) for coverages requested. Detailed loss descriptions on all claims >10K. Current work on hand schedule (WIP report). Subcontract agreement and description of operations subcontracted out, if applicable.

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